Reddit Financial Hardship. They responded that they don't have deferment options but did offe
They responded that they don't have deferment options but did offer filing for financial hardship or a loan I filed for hardship last Thursday and got assigned a temp jurisdiction for the first time the next day. In February Now, if you don't plan on getting out of your current financial hardship, or the credit card is a store credit card (Like a Sear's or Macy's, etc) I'd strongly suggest that you close the account. First paycheck probably will be in 2- What are the current payment programs for financial hardship? I have a very big balance on my discover credit card. I have a current debt of $17,500. No Judgement, just advice! Don't be embarrassed to ask about financial hardship Hi, I owe Discover ten thousand dollars. Are there any other circumstances that have recently worsened your financial situation about which we should be aware? What is your household monthly income? What are your monthly expenses? I asked BHG for a deferment of a few months while I restructure my financial payment schedules. The minimum payment that I now have for Discover is quite high. They don’t care and don’t need to care about people in financial trouble. Citi and Chase hardship programs? After being unemployed since March of '24, I start a new job tomorrow. I was 25k in credit card debt struggling to get by every month barely making . There are several plans available I couldn't get her to understand what I was asking, which is a hardship program. I contacted Reddit has the very highest proportion of ultra-badasses who march into their quarterly reviews and demand 50% pay increases and end up independently wealthy of any subcategory of folks in the Please don't request, offer or accept financial or material assistance on this post. We kept going in circles, as she kept saying "So you can't make this month's payment"? The 4 chase credit cards are currently closed. I have a claim that’s been open since Sept 2022 and it’s been financial hardship flashed since day 1. They apparently need more documents to decide on my claim, which I am working on right now, but I think trueI got a hardship program offer from Discover but I'm not sure if it's worth it I did a hardship withdrawal from my 401k for 25k earlier this year. u/heyyou-guys, we have compiled a Wiki with tons of advice and helpful information, which we recommend you check Hello, I'm 21 years old living in NY and facing financial hardship. Although I already participated in a program in July which reduced my interest rate to Financial Hardship Support/horrifically bad Chase agents Hey all. I told them my spending was higher than my income therefore I asked for moving the accounts to a lower rate - financial hardship program. I It also depends on the theme of the scholarship. I was previously enrolled in a hardship program that ended last month. I have been approved for a hardship program for all my other credit cards but chase keeps referring me to debt counselors which I have told them I don't Just a warning, hardship doesn’t guarantee anything. Yes, as said They asked about my financial situation, income vs spending. About my debt: the only debt that I have is Chase is only a bank for people with money. Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. If it's geared towards a hardship that they specifically say they're helping (for example, for learning disabilities), then by all means, write about it (it'd still be Hey all, While I’m on my financial journey, I figured I would share with you all something I just discovered while reading old posts from this subreddit and others. All 3 of my cards are at the limit. My 401k allows hardships for negative monthly cash flow. So, recently lost my job and am going through the stressful process of reaching out to mortgage and credit cards to try to see what can be Whether you need temporary payment relief or are dealing with a long-term hardship, Apple Card payment assistance plans can help to reduce financial stress.
